We’re all aware of the importance of life insurance and its benefits. In short, their main goal is to provide financial security to those dependent on us, usually family members and those close to us. The thing is, we rarely think about ourselves when buying life insurance, which usually comes in form of term policies to cover for our short term goals. Those among us who would like to have more than just coverage for mortgage or security in knowing that our kids will have enough for collage should look at non term options – those types of life insurance have a financial value that can be used in time of need.