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Friday, September 19th, 2014

Look for more options than simplicity of term life insurance

We all need life insurance and the one that we usually choose is term life. All pools and studies say that this is the number one life insurance sold in USA. The reasons behind this are – its simplicity (it provides basic coverage) and its price (cheapest form of life insurance). This may be news to some, but there are other insurance products that can offer more and are also adjustable and flexible to suit all our needs and changes throughout the life. Whole, universal and variable policies can provide more than just basics.

Monday, November 11th, 2013

Washington Firm to Offer Multiple Channels for Funding Long-Term Care

In a major change from the traditional approach, a major Washington firm is asking its carrier and captive agencies to increase payment options for their long-term care clients. This is not only for regular long-term care but is also set to encompass reverse mortgages, life insurance plans, annuities, riders related to long-term care, and critical illness cover. Even life settlements and pre-payment contract for services related to home care are to come under this client friendly payment option.

Wednesday, July 24th, 2013

Life Term Insurance – The Knight in Shining Armor

Henry A. Maslow presented the concept of the kinds of needs a person has. The needs included the basic needs (food, shelter, air), security needs (the need for insurance), and other needs like need for self esteem and self actualization. The reason why these needs are mentioned here is to show the importance of the security needs.

Wednesday, March 13th, 2013

Is term life insurance policy the right choice?

Most people don’t go and buy a life insurance policy just like that; they look for options. Well, this is the right way to go about because, the 1st step in buying an insurance policy is to decide on the sort of policy that suits both your coverage needs and also easy on your wallet.

Thursday, September 29th, 2011

Term life insurance policies – get rewarded for staying alive

Staying alive can get you rewards, especially if you have purchased term life insurance policies. There are a number of policyholders like David Sharpe, a resident of Los Angeles, who is shelling out $11,240 each year on his term life insurance premiums. However, he hopes to get all of his money back after the expiration of the policy after 30 years and he hopes to be alive until then. If he is still alive after the policy expires, he will get a total of $337,200 and this would be tax free. He is 34 years old and is confident that he will live way beyond the 30 years that is covered in his policy.


January 15th, 2015

Key Trends of Life Insurance to Expect Between 2015-2018

It’s a new year, and a new beginning as people say goodbye to 2014. We hope it was a prosperous and sound year for all.

January 12th, 2015

China’s Forsun International Moves into the US Life Insurance Market

Moreover, Robert S. Cubbin, the CEO and President of Meadowbrook reportedly said that the company’s partnership with Forsun adds more strength to its capital base. In addition, the pact will enable the US-based firm insurance company to improve its services and increase profits.

December 19th, 2014

Life Insurance Investable Assets in Asia to Experience Visible Progress in 2015

According to the global analysis reports by Cerulli Associates Asia Pte Ltd., there will be a remarkable growth in the assets of the life insurers in the largest markets of Asia. It has been reported that their investable assets will grow about 15% in the year 2015 and will hit 2.4 trillion USD.

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