Life insurance guides

Senior Life Insurance plans are always whole life and hence the death benefit is given upon the demise of the insured regardless of when the person dies. The cash value is also built in whole life plans. The benefits will never vanish while the premiums will remain the same. The policy also can only be […]

Insuring your child with the Children’s Life Insurance is very important and insurance is not only meant for adults but our children as well. It is also better known as child life insurance. We almost can never come to terms to think that our children can die. This is a horrific thought and no parent […]

Most people wonder why insurance is vital for them. Most of them feel that it is just waste of money and doesn’t help them anyways. The main problem is that people do not realize the importance of spending that amount of money and when it is beneficial to them. The wide range and variety offered […]

Student life insurance as well as health insurance is an absolute necessity. Recent college grads and students alike have their whole lives ahead of them and they feel on top of the world as they are ready to explore the world. They are equipped with their college degrees and have high levels of confidence to […]

There are many ways and many aspects of our lives that we often look at insuring for various reasons. There is auto insurance, life insurance, health insurance, boat insurance, home insurance and even key men life insurance. Let’s take a look at what the last term entails. For many companies, there are often certain employees […]

Insurance is a term that we have all grown familiar with through our daily life. We need it to secure our interests and assets and often this is a very critical part of our lives. Business life insurance is something we all hear about and it is important to decide and take it for your […]

When we talk of life insurance types there are basically two categories such as the term life insurance and whole life insurance. In term life policies there is a set duration that limits the period of coverage. Then the onus is on the term life policyholder to take a decision if the policy needs to […]

Today people often find that every single thing they own comes at a huge cost. Not just the cost of buying the item, but also the cost of securing the item against any future losses through insurance. No matter how many cars, houses or business we own, there is still something infinitely more precious and […]

Cash Value Life Insurance is a policy where a portion of it provides death benefits and the remainder helps in earning interest on the policy. Hence, this insurance policy is considered to be a savings as well as a protection plan. There is a higher premium on this type of insurance when compared to the […]

Most people would have looked at a lot of different quotes and offers before deciding on a specific type of life insurance. While window shopping for the quotes, few would have been able to decide exactly which one to pick without any confusion. Permanent insurance and term insurance are both available and hence making a […]